Signs You’re Smart With Money

7 Apr, 2025

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People who have good money habits are aware of their finances. They create budgets so they can be on top of their income, track their expenses and ensure they aren’t living beyond their means.

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You Have a Budget

Those who have a good relationship with money aren't waiting for a pay increase or a bonus to save or invest—they're making it part of their routine.

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You routinely Save and Invest

Whether you're saving to buy a home, paying for your children’s education or ensuring you have enough saved for retirement, setting clear financial goals is important.

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You're Planning ahead for your Future

If you and your partner have regular conversations about your financial situation and future, you're ahead of the game.

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You're in Relationship, you discuss Finances

If you have an unexpected expense, such as medical bills, having money that is immediately available means you don’t need to take out a personal loan.

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You have Emergency Funds

Many people who are good with money diversify their investment portfolios with other assets, such as rental properties to generate passive income.

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You look for Other Income Streams